Terms and Conditions
These Terms and Conditions ("Terms") govern access to and use of the Charles Stanley Direct platform and related services. This is a general draft template provided for structural reference only; it does not constitute legal advice and has not been reviewed for any specific jurisdiction. Charles Stanley Direct should obtain qualified legal counsel before publishing binding terms.
Last updated: [insert date]
1. Acceptance of Terms
By creating an account, requesting access, or otherwise using any service provided by Charles Stanley Direct ("the Service"), you confirm that you have read, understood, and agree to be bound by these Terms, together with our Privacy Policy. If you do not agree to these Terms, you must not access or use the Service.
2. Description of Service
Charles Stanley Direct provides software tools intended to support data analysis and decision-support workflows for investment-related activity. The Service does not constitute financial, investment, tax, or legal advice, and no output generated by the Service should be treated as a recommendation to buy, sell, or hold any financial instrument. Users remain solely responsible for their own decisions and for verifying the suitability of any action taken in reliance on the Service.
3. Eligibility and Account Registration
Access to the Service may require registration and, where applicable, review of a request for access. You must provide accurate, current, and complete information during this process and keep it updated. You are responsible for maintaining the confidentiality of any login credentials associated with your account and for all activity that occurs under your account.
4. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, reverse-engineering or disassembling any component of the Service, using the Service for unlawful purposes, interfering with the normal operation of the platform, or transmitting harmful code. Charles Stanley Direct reserves the right to suspend or terminate access where misuse is reasonably suspected.
5. No Financial Advice
Nothing produced, displayed, or communicated through the Service constitutes personalized financial advice. Charles Stanley Direct is not a licensed financial advisor unless explicitly stated otherwise in a separate, signed agreement. Users should consult an independent, qualified professional before making investment decisions. Past performance of any methodology, model, or signal is not indicative of future results.
6. Fees and Payment
Where the Service involves paid access, pricing, billing cycles, and payment terms will be disclosed separately prior to purchase. Charles Stanley Direct reserves the right to modify pricing with reasonable advance notice. Failure to remit payment on agreed terms may result in suspension of access.
7. Intellectual Property
All software, text, graphics, interfaces, and underlying methodology associated with the Service are the property of Charles Stanley Direct or its licensors and are protected by applicable intellectual property laws. No license is granted to you other than the limited, non-exclusive, non-transferable right to use the Service in accordance with these Terms.
8. Data Protection
Personal data submitted through the Service is processed in accordance with our Privacy Policy. By using the Service, you acknowledge the data handling practices described there. For details regarding data retention, legal basis for processing, and your rights, please refer to the Privacy Policy page.
9. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Charles Stanley Direct does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
10. Limitation of Liability
To the maximum extent permitted by applicable law, Charles Stanley Direct shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including but not limited to loss of profits, loss of data, or financial loss arising from or related to your use of, or inability to use, the Service, regardless of the legal theory on which such liability is based.
11. Indemnification
You agree to indemnify and hold harmless Charles Stanley Direct, its affiliates, and personnel from and against any claims, liabilities, damages, losses, and expenses arising out of or in any way connected with your use of the Service or your violation of these Terms.
12. Suspension and Termination
Charles Stanley Direct reserves the right to suspend or terminate your access to the Service, with or without notice, if we reasonably believe you have violated these Terms or if continued access poses a risk to the integrity of the Service. You may discontinue use of the Service at any time.
13. Changes to the Terms
Charles Stanley Direct may update these Terms from time to time to reflect changes in the Service or applicable requirements. Material changes will be indicated by updating the "Last updated" date above. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.
14. Governing Law
These Terms are intended to be governed by the laws applicable at the registered location of Charles Stanley Direct, without regard to conflict-of-law principles. Specific jurisdictional language should be confirmed with qualified legal counsel prior to publication.
15. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect, and the invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.
16. Contact
Questions regarding these Terms can be directed through the contact channel provided on the Contact page of this website.